Terms and Conditions

1.   This Agreement sets forth the terms and conditions that apply to the access and use of the website www.banksloan.com which is managed and operated by Banks Loan under the laws of India and registered as a company in India.

2.   Users agree to be governed by these Terms of Use by visiting this Website or registering their information on the website. This Agreement, together with our Privacy Policy and Disclaimer, explains our relationship with you. You will be bound by the rules, guidelines, policies, terms, and conditions that apply to any individual Service supplied by us.

Description and Acceptance of Services

Company hereby grants you access to information principally regarding financial services, such as Loan facilities, credit card facilities, and investment services such as savings account and mutual funds.

Licence and Website Access

Company holds all legal rights, title, and interest in and to the Services, including any intellectual property rights that may exist in the Services, which you acknowledge and agree. You further acknowledge that the Services may contain information that Company has designated as secret, and that you will not release such information without Company's prior written consent.

Your Registration/Account

You represent and warrant that you are of legal age to establish a binding contract, that You are not a person who is prohibited by Indian law from getting services. or any other applicable jurisdiction, and that you will only use the Website to make genuine transactions for yourself or another person on whose behalf you have legal authority. For Your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform Us immediately if You have any reason to believe that Your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorized manner. Please ensure that the details you provide us with are true, correct, accurate and complete. Upon Banks Loan gaining knowledge of having any reasonable suspicion that the information provided by you is wrong, inaccurate or incorrect, Banks Loan shall immediately terminate your account without any notice to you in this regard. In the event of any changes to the information shared by you at the time of registering yourself on the Platform, You shall be responsible for forthwith notifying the said changes to us. You can access and update most of the information you provided us on the ‘dashboard’ area of your account after you log-in or by writing to us at support@banksloan.com. The right to use this Platform is personal to the User and is not transferable to any other person or entity. You shall, at all times, abide by the Terms & Conditions stated herein and any breach of the same may also lead to Banks Loan terminating Your account and  appropriate civil and criminal remedies will be sought against You as provided under the laws of India. You further understand and agree that disbursement of a loan or approval of a credit card does not automatically rescind the consents you have provided to us under the Privacy Policy nor does deletion of your mobile application from your mobile. Accordingly, in the event you want the Company to delete all your personal data, please click here and if you just want to UNSUBSCRIBE to our promotional or offer emails but not delete your account, please click here.

Third Party Links/Offers

There may be links to other websites or resources on this website. You understand and accept that the Company is not responsible for the availability of third-party websites or resources, and that the Company does not support them and is not responsible or accountable for any information, advertising, products, or other materials found on or accessible through this website.

Limitation of Liability

You understand and agree that the Company is not liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses.

Disclaimer of Warranty

You acknowledge and agree that your use of the Services, ancillary services, and all information, goods, other services, and other content (including that of third parties) included in or accessible via the Website is at your own risk. No promises, warranties, or guarantees are made by the company.

Additional Terms and Conditions

Company reserves the right to make changes to the Website, related policies and agreements, this Terms of Use, and the Privacy Policy as it sees fit, including but not limited to reflect changes in the process flow, scope, and nature of the Services and ancillary services, to comply with changes in law or regulation, to correct changes in the process flow, scope, and nature of the Services and ancillary services, and reflect inconsistencies, omissions, mistakes, or ambiguities.

The Platform provides the Users access to various financial products offered by the financial partners of Banks Loan. Banks Loan is merely a facilitator providing the Platform to any person in need of financial products and does not directly provide any financial services to the Users. Banks Loan is not an organization registered with the Reserve Bank of India and does not hold any license to engage in any activities relating to lending or borrowing. Banks Loan is a service provider facilitating the access between person willing to lend and person in need of borrowing. The final decision as regards lending and borrowing is also subject to the choice of the financial partner and the Users in their respective capacities as lenders / borrowers.