Special Offers| Bank Name | Interest Rates | Processing Fees | Fore Closure Charges |
| STANDARD CHARTERED | 8.50%-9.00% | 0.15%+GST* | NIL |
| HDFC BANK | 8.50%-8.85% | 0.25%+GST* | NIL |
| ICICI BANK | 8.40%-8.95% | 10000+ GST* | NIL |
| AXIS BANK | 8.30%-8.70% | 10000+ GST* | NIL |
| L&T FINANCIAL SERVICES | 8.45%-9.40% | 0.15%+GST* | NIL |
| YES BANK | 8.50%-9.00% | 10000+ GST* | NIL |
| IDFC FIRST BANK | 8.85%-9.50% | 0.25%+GST* | NIL |
| PIRAMAL HOUSING | 10.50%-12.50% | 1.00%+GST* | NIL |
| TATA HOUSING | 8.90%-12.00% | 1.00%+GST* |
NIL |
| PNB HOUSING | 8.75%-9.75% | 10000+ GST* | NIL |
| KOTAK MAHINDRA | 8.45%-9.00% | 10000+ GST* | NIL |
| NOTE:- Mentioned Interest Rates, PF and Charges Are Subject to Change and It is Sole Discretion of RBI, Bank and NBFC. | |||
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Home Loan
Home Loan is a Secured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession and credit history. Home Loan, A sum of money borrowed from a financial institution or bank to purchase a house. Home loans consist of an adjustable or fixed interest rate and payment terms.
Features of Home Loan-:
| Loan Amount | You Can Avail Home Loan up to 35 Cr Loan Amount as per your income eligibility |
| Interest Rate | Fixed Interest Rate. Starts at 6.95% onwards. |
| Processing time | Only 7 working days Required for Sanction after process your application |
| Tenure | Up To 30 Years |
| Processing Fee | 10000+GST* Or As Per Your Financial Profile |
| Part payment | Part payment available. |
| Flexible Prepayment | Flexible Prepayment option available in Home Loan which makes it attractive. |
| TAX Benefit | You can Claim Annual Tax Benefit Under Section 80-C, 80-EEA &24-B |
Eligibility Criteria for Home Loan:
| Eligibility Criteria | Eligibility Criteria Details |
| Age | Minimum Age 21 years and Maximum 65 Years at the Time of Loan Maturity |
| Minimum Income | 35000 Net Salary Or 5 Lac Gross Annual Income ( ITR ) |
| Cibil Score | Minimum CIBIL Score of 700 with No Any Default in Past |
| Employment Stability | Minimum 1 year |
| Resident | INDIAN & NRI |
| Who Can Avail Business Loan | Salaried Person, Self-Employed Business and Self Employed Professionals |
Documents Required for Home Loan:
| Required documents | Required Documents For Salaried | Required documents for self-employed business |
| Photo | Passport Size Photo | Passport Size Photo |
| Id proof | Pan Card / Aadhar Card / Passport / Voter Id Card / Driving Licence | Pan Card / Aadhar Card / Passport / Voter Id Card / Driving Licence |
| Address proof | Aadhar Card / Passport / Voter Id Card / Driving Licence / Mobile Bill / Telephone Bill / Electricity Bill / Water bill ( any one document required for address proof ) | Aadhar Card / Passport / Voter Id Card / Driving Licence / Mobile Bill / Telephone Bill / Electricity Bill / Water bill ( any one document required for address proof ) |
| Income documents | Latest 3 months salary slip &last 3 years form-16 | Last 3 year itr, computation, profit & loss statement, balance sheet, audit report ( if audited ), gst if applicable |
| Bank statement | Latest 6 months Bank statement | Last 12 months all Current / od / CC Account Statement |
| Property paper | Complete property paper/ chain required | Complete property paper/ chain required |
| Extra documents | Sanction Letter, List of Document (LOD), fore closer ( for BT* only ) | Sanction Letter, List of Document (LOD), fore closer ( for BT* only ) |
Leading Banks Home Loan Interest Rates Details
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